body {
    font-family: 'Montserrat', sans-serif;
    margin: 0;
    background-color: #f7fafd;
    color: #0b213d;
}
header, footer {
    background-color: #ffffff;
    padding: 20px 40px;
    border-bottom: 1px solid #e0e0e0;
}
header h1 {
    font-size: 24px;
    margin: 0;
}
header h1 img {
    height: 50px;
    vertical-align: middle;
    margin-right: 10px;
}

nav {
    float: right;
}
nav a {
    margin-left: 20px;
    text-decoration: none;
    color: #0b213d;
    font-weight: 600;
}
.hero {
    padding: 80px 40px 40px;
    text-align: center;
    background: url('images/hero-bg.png') no-repeat center center;
    background-size: cover;
    color: white;
}
.hero h2 {
    font-size: 36px;
    margin-bottom: 20px;
}
.buttons a {
    display: inline-block;
    padding: 12px 24px;
    margin: 10px;
    border-radius: 5px;
    text-decoration: none;
    font-weight: bold;
}
.primary-btn {
    background-color: #e66300; /* a warm orange */
    color: white;
}
.secondary-btn {
    border: 2px solid #e66300;
    color: #e66300;
}
.secondary-btn:hover,
.primary-btn:hover {
    opacity: 0.85;
}

section {
    padding: 40px;
}
.feature-cards {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
    justify-content: space-around;
}
.card {
    background-color: white;
    padding: 20px;
    flex: 1 1 160px;
    border-radius: 8px;
    text-align: center;
    box-shadow: 0 2px 5px rgba(0,0,0,0.05);
}
.card i {
    font-size: 32px;
    margin-bottom: 10px;
    color: #0b213d;
}

.testimonial {
    background-color: #f0f4f8;
    border-left: 4px solid #e66300;
    padding: 20px;
    margin: 0 40px;
    font-style: italic;
    font-size: 1.1em;
}

footer {
    border-top: 1px solid #e0e0e0;
    text-align: center;
    font-size: 14px;
    color: #666;
}